By Kristen Wakulchuk

Posted

The Fair Credit Reporting Act (FCRA), which is overseen by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB), is responsible for overseeing how employers obtain and handle consumer reports like background checks. It helps ensure the fairness, accuracy, and privacy of consumer information.  

In September 2018, it issued a new “Summary of Rights,” which replaced the previous version which made its debut in November 2012. Employers are expected to know about these changes and implement them properly.  

 

What Does the FCRA Say? 

Under the FCRA, employers must disclose whether their background checks may be used for employment decisions and receive consent from job candidates to obtain them. In the event a background check leads to an adverse employment action against a candidate, the employer is legally required to provide them with a copy of their FCRA rights and the report. It’s important to note that employee investigations like sexual harassment checks are not included. 

 

Chane Solutions Can Assist With Compliance  

If you use background checks in your hiring process, you need to stay compliant with the FCRA as failure to do so can result in lost money, energy, headaches and a damaged reputation. By finding a background check provider that knows the ins and outs of the FCRA and keeps up with its changes, you can ensure compliancy.   

Chane Solutions is pleased to help organizations of all shapes and sizes stay compliant with the FCRA. You can count on us to handle compliant background checks on your behalf so you can focus on more important tasks.  

We’re a member of the National Association of Professional Background Screeners (NAPBS) and only hire team members that have a thorough understanding of the FCRA. Any time there is an FCRA change you need to know about, our team will reach out to you and inform you of what it is and whether you need to take action or change your process.  

 

Contact Chane Solutions Today!

For more information on the FCRA and how you can remain compliant, contact Chane Solutions, a quality employment screening and drug testing provider today.   

 

 

Sources: 

https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf  

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