FCRA Litigation Lawsuits at an All-Time High

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Fair Credit Reporting Act (FCRA) violation lawsuits are on the rise. This may not seem surprising at first blush, as litigation appears to be increasing in just about every area. However, were you aware that FCRA-related suits hit well over 4,000 in 2019? This compares to fewer than 2,500 in 2014. And FCRA compliance can Read more »

Struggling to Stay Compliant With the FCRA? Trust Chane to Be the Experts.

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The Fair Credit Reporting Act (FCRA), which is overseen by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB), is responsible for overseeing how employers obtain and handle consumer reports like background checks. It helps ensure the fairness, accuracy, and privacy of consumer information.   In September 2018, it issued a new “Summary of Read more »

Employer Best Practices to Limit Exposure to FCRA Claims

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As published to People 2.0’s blog: Understand the FCRA. The Fair Credit Reporting Act (FCRA) is a federal law that protects consumers and their credit information when it is reported through a Credit Reporting Agency (CRA). The act was designed to achieve accuracy and fairness for consumers and to maintain confidentiality, relevancy, and proper utilization of their information. Read more »